Tactics
Name Withheld A: First, you do not need a tax-deferred annuity inside an IRA! An IRA is tax-deferred already. The annuity adds extra cost (including the 10 percent commission your agent earns). Second, this investment will never pay as much as the market does. I can see why it’s tempting: you gain if the market goes up and can’t lose if it goes down. But what do you gain? Here are some questions to ask about any equity-indexed annuity:...